Gerber Grow Up Plan Reviews


Gerber is famous for their baby foods, but they also offer a life insurance policy that parents can purchase for their children. Read on to learn more about the Gerber Grow Up Plan and decide if it is a good fit for your family.

Gerber’s whole-life policies have a death benefit and cash value that builds with interest. They also double in coverage when your child turns 18.


Gerber Grow Up Plan reviews indicate that many parents like this life insurance policy for their children. It offers coverage starting as early as 14 days old and lasting throughout their adulthood.

It’s also a smart financial option for grandparents or permanent legal guardians who want to provide a lifetime of protection and peace of mind for their child. Unlike term life policies, this whole life insurance coverage never increases in price as long as premium payments are made.

Another benefit of this whole life insurance is that it doubles up to a $100,000 death benefit at age 18 without an increase in premium cost. That’s a big difference from traditional whole-life coverage, which costs more the older an insured person gets.

Despite the benefits of this policy, it’s not necessarily the best option for most families. Its price is a bit high, and the amount of cash value it can build is limited.


The Gerber Grow Up Plan can be an excellent way to ensure your child. It provides insurance coverage for their whole life. It also accumulates cash value that can be used for college tuition or a down payment on a home.

In addition, the policy doubles in coverage when the child turns 18 years old. That can be a valuable benefit, especially if you want your child to have a significant death benefit when they turn adulthood.

However, it’s essential to understand that this type of policy is expensive. It’s also unlikely to be enough insurance for your child unless they’re in excellent health.

In addition to their Grow Up Plan, Gerber sells guaranteed issue whole life insurance for adults. It offers a minimum of $50,000 in coverage without a medical exam for people ages 51 and older. It also provides a waiver of premium rider that allows you to maintain coverage if you become disabled and can’t work.

Policy options

Gerber offers several life insurance policies, including term and whole life. Its website shows detailed information about its policies, and you can apply online.

Term life coverage lasts for a certain amount, while whole life coverage covers your entire lifetime. Generally, a term life policy costs less than a full life policy.

A Gerber Grow Up Plan is a permanent life insurance policy that can start at birth and last throughout your child’s adulthood, as long as premium payments are made. In addition, the policy accumulates cash value, which your child can use for college tuition or a down payment on a home.

The Gerber Grow Up Plan is an excellent option for new parents who want to protect their child’s future. It is also an option for grandparents who wish to provide a permanent life insurance benefit to their grandchildren. However, it is not the best choice for everyone.

Customer service

Gerber Life has a well-organized website, but it doesn’t offer online chat options or customer service support on weekends. It also doesn’t provide guaranteed cash value for its Grow Up Plan.

The company’s Grow Up Plan is a whole life insurance policy for kids up to 18. At the time of purchase, it provides up to $50,000 in coverage, which doubles to $100,000 when your child turns 18. Your rates don’t increase, and the cash value component builds with each monthly payment.

The Gerber Grow Up Plan was a big hit amongst parents and grandparents who want to give their children financial protection when they turn adulthood. The plan is a cinch to set up, and it’s also easy to manage. But the claim that it’s the best in its class is a bit of a stretch.