Tata Aia Sampoorna Raksha Review


Tata AIA Sampoorna Raksha is a pure-term insurance plan offering financial protection and flexibility to enhance your life coverage. In addition, you can choose from 4 death benefit options to ensure your family is financially secure if anything happens to you.

It also returns the premiums paid on survival at maturity, providing you with protection and savings. It’s a simple solution to safeguard your loved ones and live worry-free.


Tata Aia Sampoorna Raksha is a non-linked, pure-term plan that offers financial protection to your family in case of your untimely demise. The goal is available in 4 variants, namely Life, Life Plus, Life Income, and Credit Protect Option.

The policy also has flexible premium payment options. For example, the premium payments can be made in monthly, half-yearly, or quarterly modes.

In addition, Tata AIA Life Insurance Sampoorna Raksha Supreme allows you to beat inflation by adding amount to your base sum assured for each policy anniversary. This helps you build a more robust portfolio for the future.

To apply for the Tata Aia Sampoorna Rakhsha Plan, visit the official website of Tata AIA Life Insurance and fill in a few details. The system will then calculate the premium based on the sum assured, policy term, and riders you choose.


Term Insurance is the best way to protect your family financially in case of any untoward event. Tata Aia Sampoorna Raksha is a pure-term plan that offers large covers at affordable premiums.

This plan includes multiple death benefit options, flexible payment and payout options, and regular or limited premium paying terms. It also offers tax benefits on the tip and the death benefit.

You can choose from 4 different death benefit options under this plan to suit your needs. You can opt for a lump sum benefit on death or a Lump Sum benefit plus monthly income for the next ten years.

This plan offers several features, such as a 24/7 medical opinion service, a guaranteed return of the premiums on maturity, and more. It also has optional riders that provide enhanced protection against critical and terminal illness, accidental death, etc.


Tata Aia Sampoorna Raksha Supreme is a pure-term insurance plan that offers financial protection to the policyholder’s family. It gives the policyholder the flexibility to choose a death benefit payout and premium paying term at their convenience.

The plan also offers the flexibility to add riders to the base policy, thus, increasing its coverage capacity and enhancing its protection against critical and terminal illnesses. The plan also features a built-in payor accelerator benefit that advances 50% of the basic sum assured in case of a diagnosis of a terminal illness.

The plan offers multiple payment options, including single, monthly, quarterly, and yearly premium payments. Additionally, there are lower premium rates for non-smokers and women policyholders. It also has a top-up Sum Assured feature that increases the base sum assured by 5% each year for every policy anniversary.

Customer service

A life insurance policy should protect your family against the financial burden in case of your death. With Tata AIA Sampoorna Raksha, you can secure your loved ones’ future and ensure that they live the life of their dreams even when you are not around to support them.

The company offers excellent customer service with several ways to connect with them. For example, you can use the website to register your complaints or learn more about their products and services, or you can walk into a Tata AIA branch for help.

Tata AIA also provides a 24/7 Medical Opinion facility, which allows you to consult with a doctor via the mobile app. The app is also helpful for checking the status of your policy and paying your premiums. You can also opt for a Top-Up Sum Assured benefit, which increases your base sum assured by 5% every policy anniversary.