USAA Homeowners Insurance Reviews


When you’re looking for a new homeowners insurance policy, you’ll want to make sure you find a company that has the right coverage and rate for you. There are several factors to consider when choosing a company. A.M. Best and Moody’s ratings can help determine a company’s reputation. These rating services consider financial stability and creditworthiness. USAA has an A++ rating from Moody’s, which gives it the second highest investment grade.


USAA Homeowners Insurance rates have been lowered by 14.9%, which translates into about $185 per year. This rate change is effective November 30 and will be reflected in policy renewal packets sent to current USAA members 60 days before the renewal date. USAA is the seventh largest home insurer in California and the seventh largest auto insurer.

The Department will continue to monitor new USAA policies and their effects on rate changes. The Department will file detailed information about rate changes and reductions, including copies of loss cost analyses and policy comparisons. The Department’s filing will allow consumers to compare multiple policies from various insurance providers to see which is the best value.

Customer service

If you have questions about your USAA Homeowners Insurance policy, you can call or write to USAA’s customer service department. You can also use their online help center to submit your questions. You can also send a message on social media. USAA also provides mailing addresses for its various departments. If you don’t know which Department to call, you can use touchtone activation or *8 to direct your call to the right person.

USAA has some of the best customer services in the business. The company has a dedicated team of customer service representatives. In addition, the company has physical security measures to protect its website and data. It also uses world-class virus and intrusion detection software. USAA has also made it easy to protect your personal information online, thanks to the DoNotPay app.


The USAA homeowners insurance discount program provides discounts on your coverage for many types of property, including your home, car, and life insurance. The best way to get the best rate is to get a quote. There are many online tools to find the best policy for your needs. You can also find the best rate by comparing quotes from different companies.

You may qualify for discounts on your home insurance premium based on location. For example, some areas are more prone to natural disasters than others. In addition, your home’s construction and features will impact the cost of insuring it.

Coverage options

USAA home insurance offers standard coverage options for your dwelling, personal property, and liability. The company also offers additional coverage options, including medical payments to other people, loss of use, and identity theft protection. Additionally, you can add coverage for renters and home-sharing. In addition, USAA also offers an earthquake insurance policy.

USAA offers basic home insurance coverage, but its customers can customize their policies to meet their specific needs. Using a variety of deductibles and coverage limits, they can choose an option that suits them the best. The company offers affordable home insurance to active-duty military veterans and their families. In addition, you can compare rates from several companies using online home insurance comparison tools like Insurify.


The reputation of USAA Homeowners Insurance is a good one. The company has good customer service and a high customer satisfaction rate. It also offers low rates and allows customers to customize their insurance packages. Its insurance policies are also straightforward to understand. Customers who purchase home insurance through USAA often get car rentals and travel discounts.

USAA has an A++ rating from AM Best, which indicates that they are in good financial health and have the financial capacity to meet their insurance obligations. While this rating is not publicly available, it reflects that USAA is a robust insurance company. The company was also rated as excellent by Consumer Affairs and J.D. Power but did not score as high as Amica or Safeco.